Recently, the most lamentable news in the domestic virtual card community is the sudden "cooling off" of WildCard. Once a magical tool for domestic users to subscribe to overseas services, WildCard captured the hearts of many users with its advantages of Alipay top-up and simple operation. However, on July 12, 2025, a ban from relevant authorities completely halted all operations of WildCard. The official website is no longer accessible, and the top-up channels have been completely blocked. Although the balance on the card can still be spent, no one knows how long it will last due to changes in policies from upstream issuing institutions. If you still have a balance on your card, spend it quickly; don’t wait for policies to change again, or you might regret it when your money goes to waste!
WildCard Replacement Virtual Card Recommendations: PokeCard, VCard, Dupay, WasabiCard
The shutdown of WildCard caught many off guard, but life must go on, and the demand for overseas subscription services will not disappear. Fortunately, the virtual card market has never lacked options. Alternatives like PokePay, VCard, Dupay, and WasabiCard can seamlessly take over WildCard's role and help you meet your overseas consumption needs. Although these cards do not support Alipay top-ups like WildCard, the process of topping up via USDT is not complicated, and the key is that security and stability are guaranteed.
Why Choose USDT Top-Up Virtual Cards?#
When it comes to USDT top-ups, some friends might find it troublesome, as it requires first buying USDT through an exchange and then transferring it to the card. However, once you get the hang of this process, it’s much simpler than you might think. As a stablecoin, USDT has low price volatility and is universally accepted, making it particularly suitable for topping up virtual cards. Reliable exchanges on the market, such as OKX, Binance, HTX, and Gate, all support quick purchases of USDT, with user-friendly interfaces that beginners can easily navigate. After buying USDT, simply transfer it to the virtual card's balance account, and you can use it to subscribe to Netflix, Spotify, or pay for other overseas services, making it convenient and worry-free.
Compared to WildCard's Alipay top-up, the USDT model may have an extra step, but the advantage is that decentralized operations reduce policy risks. After all, the shutdown of WildCard was due to its heavy reliance on domestic payment channels, which led to its downfall when policies tightened. In contrast, the USDT top-up card model relies on a global cryptocurrency network, providing stronger risk resistance and suitability for long-term use.
Recommended Virtual Cards Suitable for Domestic Users#
Since WildCard has exited the stage, here are a few virtual cards suitable for domestic users to help you quickly find alternatives. These cards are recommended by U 卡师, reliable and practical. You can choose based on your usage scenario.
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PokePay
PokePay is currently receiving very positive feedback from domestic users, supporting payments for various overseas services, with a simple top-up process and fast USDT arrival speed. Its interface design is very intuitive, suitable for those who don’t like complicated processes. Whether you want to subscribe to streaming services or pay for overseas SaaS tools, PokePay can handle it smoothly. -
VCard
VCard is an established player with comprehensive features, supporting a wide range of payment scenarios. From e-commerce to subscription services, there’s almost nothing it can’t handle. Another advantage of VCard is its transparent fees, with no inexplicable "hidden charges" deducted during top-ups and spending. If you are a heavy overseas consumer, VCard is definitely worth a try. -
Dupay
Dupay focuses on convenience and security, particularly suitable for users who need to make frequent small payments. Its card number generation speed is fast, and USDT top-ups are almost instantaneous, providing a smooth spending experience. If you often buy digital products or subscribe to services overseas, Dupay will be a hassle-free choice. -
WasabiCard
WasabiCard excels in privacy protection, making it suitable for users with high anonymity requirements. Its top-up and spending records are encrypted, ensuring maximum security. Although it may not have as comprehensive features as VCard, it is low-key and reliable, making it a good option for those who prefer niche solutions.
How to Quickly Get Started with USDT Top-Up Virtual Cards?#
If you are using USDT top-up virtual cards for the first time, don’t worry; the process is actually quite simple. Here are the basic steps to follow:
- Register an Exchange Account: Choose a reliable exchange, such as OKX, Binance, HTX, or Gate, and complete the registration and identity verification.
- Purchase USDT: Use RMB to buy the required USDT through the exchange's C2C trading or bank card top-up. The exchange will provide detailed guidance, and it can usually be completed in a few minutes.
- Top Up to the Virtual Card: On the virtual card platform (such as PokePay or VCard), bind your USDT wallet address and transfer USDT into the card balance.
- Start Spending: Once the balance arrives, generate the virtual card number and use it directly for overseas payments, enjoying a seamless consumption experience.
Once you get familiar with the entire process, it can be completed in ten minutes, which is much easier than going to the bank to apply for an overseas credit card.
Final Thoughts#
Although the shutdown of WildCard is regrettable, the virtual card market is never short of new opportunities. Alternatives like PokePay, VCard, Dupay, and WasabiCard can fully meet the needs of domestic users. As long as you adapt to the USDT top-up process a bit, you will find that these cards are just as good as WildCard, and even have advantages in terms of stability and security. If you still have a balance on WildCard, spend it quickly and then try these new options; the road for overseas consumption is still long!